Now that you own your home, you need to stay current on topics that enable you to protect your most valuable asset. NFDM solutions can help you avoid possible financial pitfalls and show you how to make wise, informed decisions regarding your mortgage and your property.
Home Maintenance Education
Introduces homeowners to cost-effective ways to keep the home in good repair. NFDM can show you how to avoid incurring unnecessary expenses around the house and how to hold on to your home’s value.
We examine second mortgages, equity loans, home improvement loans and refinancing on a case-by-case basis, to help you make wise decisions for your financial future.
Mortgage Default and Delinquency Counseling
Foreclosures are occurring at record rates. If you are behind on your mortgage payments, the thought of losing your home can be terrifying. Our counselors can help you establish a budget, set priorities, and determine the appropriate strategies to help you keep your property.
Reverse Mortgage Counseling
Retirees are increasingly seeking ways to supplement their limited income. Homeowners over the age of 62 can convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. Approved by the U.S. Department of Housing and Urban Development (HUD) to provide home equity conversion mortgage (HECM) counseling, NFDM counselors help seniors consider their reverse mortgages options to arrive at the most informed decision.
Visit HUD or AARP online to learn more about reverse mortgages, or complete our contact request form to have an NFDM counselor assist with your situation.
Does investing in a rental property interest you? Being a landlord can provide a steady income stream, but comes with many responsibilities. Our online Landlord Certification course is designed to meet your lender’s education requirement while allowing you to learn at a time and place that’s convenient to you.