Sapcer
Resources/ Links

Take advantage of our "one-stop" access to a broad range of information, resources and programs all available online to consumers. These websites are maintained by various governmental agencies or other organizations. 

Visit the links below to locate information that can help you and your family, provide for your everyday needs.

Credit Bureaus
> www.equifax.com 
> www.experian.com 
> www.transunion.com 
> www.annualcreditreport.com (Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law.

Credit Scoring
> http://ficoforums.myfico.com (consumer discussion and feedback—a divison of Fair Isaac Corporation)

Financial News
> www.bankrate.com 
> http://finance.yahoo.com 
> http://money.cnn.com/pf/debt 
> http://moneycentral.msn.com 

Government
> http://www.consumer.gov/ 
> http://www.ftc.gov/bcp/consumer.shtm (Federal Trade Commission Consumer Information)
> http://www.acf.hhs.gov/programs/ocs/liheap/ (Low Income Home Energy Assistance Program)
> http://thomas.loc.gov (The Library of Congress – bankruptcy laws)
> www.usa.gov (search – financial problems)
> http://www.benefits.gov/ (government benefits)
> http://www.ssa.gov/pubs/englist.html (Social Security Publications)
> http://www.fns.usda.gov/snap/ (Food Stamp Program)
> www.irs.gov

Home Ownership
> www.aarp.org/money/revmort/ (American Association of Retired Persons, reverse mortgage site) 

Other Consumer Interest Sites
> www.211.org
> www.gasbuddy.com
> http://www.studentclearinghouse.org/

Newsletters
> Delinquent Of Your Mortgage
> Loose Change
> Organize Your Finances
> Paying Yourself First
> Prepare For The Unexpected
> Reestablishing Your Credit Step By Step

Although we take efforts to ensure our resources information and web site links are as accurate as possible, we make no representation about the accuracy of such information and sites. Please use caution and common sense when visiting any web sites.

We do not specifically endorse any programs related to the above links and have no control over the quality, suitability, legality or availability of any related services or programs. We are not involved on behalf of either you or the service/program, in any dealing resulting from your use of the listed resources. You must communicate and deal with the service/program provider directly to complete transactions or resolve problems arising from them.