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Housing Counseling

Housing Counseling

We believe that a solid educational foundation will equip homebuyers with the necessary skills and tools to repair credit, climb out of debt, and achieve sound and proper money management. NFDM teaches consumers fundamentals of homeownership, including the mortgage process, predatory lending, homeowner insurance, housing repair, expenses & maintenance to name a few.

Participants have the opportunity to assess their current situations and work with counselors to tailor plans designed to fit specific needs. We offer two educational workshop series: Homebuyers Express for those “near ready” on the path to owning a home and Homebuyers Club for those who may be dealing with a variety of prolonged obstacles

Be sure to look through our pages. We have made it easier for you to find and access the information you need to develop and arrive at your goals of homeownership.

 

Retirees are increasingly seeking ways to supplement their limited income. Homeowners over the age of 62 can convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. Approved by the U.S. Department of Housing and Urban Development (HUD) to provide home equity conversion mortgage (HECM) counseling, National Foundation for Debt Management (NFDM) counselors help seniors arrive at their most informed decision when considering their reverse home mortgage options.

NFDM provides seniors with information on: loan amounts, payment options, home ownership requirements, advantages as well as disadvantages, and reverse mortgage program benefits. In addition, we provide information about other programs and alternatives to obtaining a reverse mortgage.

NFDM boasts exam qualified HUD/ HECM National Counseling Network counselors, fully trained in phone etiquette and in senior sensitivity, and a HECM exam pass rate that exceeds the national average by 20%. During 2014, NFDM counselors performed more than 20,000 sessions. Of these, more than 400 were performed free of charge to seniors who proved otherwise unable to afford it. In these cases, the free session empowered clients that were facing bankruptcy, foreclosure and Hospice care to remain in their homes.

All reverse mortgage counseling sessions follow strict HUD protocol. Our purpose, as a HUD approved reverse mortgage counseling agency, is to make sure homeowners have all the information required to make an informed decision regarding a reverse mortgage.

Complete our contact request form, to have an NFDM counselor assist with your situation.

NFDM Contact Request Form

When you enroll in NFDM’s debt management program, you will have the opportunity to work with a certified credit counselor. Our debt management expert will walk you through a customized solution to your financial difficulties.

  • Simplify your life.
  • Start a business.
  • Save for retirement.

Please fill in the form below to request help:



NFDM certified financial counselors have helped thousands of people achieve relief from crushing debt, and we have provided professional and confidential assistance on personal financial matters for many thousands of others. We have worked with schools, community groups, churches, charitable organizations and others to help individuals and families learn skills from the most basic to more advanced. We are on the cutting edge of the growing movement to provide a more comprehensive understanding of financial matters to consumers across the United States.

 

Contact Russell Graves at 1-800-352-3646
email: rgraves@nfdm.org


Prospective Home Owners

Home Owners

Seminar Schedule 

Homeownership Counseling Application

E-Books

Resources

Glossary of mortgage terms

Home Equity Conversion Mortgage (HECM)/ Reverse Mortgage Counseling