Sapcer
Program Enrollment

How will you know if your financial situation warrants enrollment in an NFDM program? 

Start by taking a good look at your finances. Are you making only the minimum payments on your credit cards? Do you regularly spend more than you make? Do you have difficulty balancing your budget?

We have provided financial support tools and educational materials on this site to help you answer those questions and make a decision about the level of assistance you require.

If you believe that you may benefit from enrollment in an NFDM program,:

1. Visit the Get Started section of this Web site, to let a counselor know how we may assist you (page will open in a new window); or,

2. Call us ...

Debt Management Program/ Credit Counseling Assistance: (866) 409-6336
Homeownership/ Home Buyer Counseling Assistance: (888) 301-8167

We are more than happy to answer any questions you might have about your financial situation and to walk you through the enrollment process.

Our certified credit counselors are available Monday through Friday, 9 am to 7 pm (ET).

We look forward to hearing from you, and helping you get back on track toward a healthy financial future.