Whether you’re buying a home, taking advantage of equity or in financial distress and looking for ways to avoid mortgage default and foreclosure, a HUD-certified Housing Counselor can help you understand your options so you can move forward.
If you are at least 62 years or older, you may be eligible for a reverse mortgage. A reverse mortgage is a loan that allows senior homeowners to access a portion of their home's equity to supplement their retirement income. A HUD Certified reverse mortgage counselor can help you understand how a reverse mortgage works and if it is right for you.
Credit card debt tends to cause problems for consumers because the bill requirements increase right alongside rising debt levels. If more and more of each paycheck is going to paying off credit card debt and you don’t really seem to get anywhere, NFDM can help you develop a customized debt management plan to eliminate debt so you can regain your financial control.
- Cut your monthly debt payments, improve your budget A debt management plan can significantly reduce the amount of money you spend every month on credit card debt. You have more money available to cover other expenses in your budget and even to save up for a rainy day.
- Reduce or eliminate high interest charges and penalties We’ll negotiate with your creditors to waive any penalties that have been applied to your accounts, as well as to reduce or completely eliminate your interest rates. You can get out of debt faster, even though you pay less each month.
To find out if you qualify for assistance, please visit the HHF official website at www.FLHardestHitHelp.org to review eligibility criteria and to apply; please use Referral Code 80092 when completing your application. For further questions, contact the Hardest-Hit Toll-Free Information line at 1-(877) 863-5244, Monday-Friday, 9:00 a.m. - 5:00 p.m.
National Foundation for Debt Management is an approved HHF Advisor Agency. After reviewing HHF program benefits/guidelines and eligibility criteria on the official HHF website, you may contact us for a pre-screening at 1-877-751-8077 or firstname.lastname@example.org.
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